Football is Hard.

Getting A Mortgage Shouldn't Be.

Dat Nguyen
Hurst Lending Partner
Aggie "Wrecking Crew" Linebacker


Mortgages and Insurance for Texas Aggies by Texas Aggies is part of the Hurst Lending and Insurance Group of Companies.  We are dedicated to making your home buying, selling, financing and insuring experience easy and worry free.  We serve the entire state of Texas, with several other states to come in the near future. was recently recognized by Texas A&M University for being one of the 100 fastest growing Aggie owned companies. Jay and Carey Hurst, our founder and his wife, are shown accepting this award from Texas A&M University for the 2nd year in a row (Aggie 100 list for 2012 and 2013)

Jay and Carrie Hurst receive Aggie 100 award for AgsReward

texas mortgage loans button

 Mortgages/Home Loans

  • Low Down-Payment Loans
  • Buy, Refi, or Cash Out Mortgages
  • Primary or Second Home Loans
  • New Construction or Existing Homes
  • Investment Property Loans
  • Apartment Loans
  • Bridge Loans, Divorce Loans and other special solutions
  • Aggieland or ANYWHERE in Texas

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Home, Life & Auto Insurance

  • Primary Residence
  • Second & Vacation Homes
  • Condos & Rental Property
  • Cars, Trucks & Motorcycles
  • RVs & Motor Homes
  • Nationally Renowned Carriers
  • Save up to $500/year

AgsReward Realtor Match:  Free Aggie Realtor Referral Service

Need a realtor? We can refer you to an experienced Aggie Realtor who can help you buy and/or sell your home. Under this program, you can also quality for a cash back bonus of up to $6000!

  • Whatever your real estate needs, we will find a specialized expert for you
  • Experienced Aggie Realtors specializing in rural properties, VA Loans, first-time home-buyers, growing families, down-sizing, investment properties and more.
  • Save time and hassle
  • Buyer’s and Seller’s Agents
  • No cost, no obligation
  • Up to $6000 cash back!

Click to learn more about the AgsReward Aggie Realtor Referral service.

Why Choose AgsReward & Hurst Lending

Outstanding Customer Satisfaction

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
Tony P
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Repeat & Referred Business


Successfully Closed Loans/Year

Industry Awards

Top 1% Loan Producers in the U.S.

aggie1002012 & 2013

Family Owned. Aggie Proud.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance is still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

Texas Aggie Heritage

Hurst Lending is proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.


Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on

Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

Refinance & Get Cash Out

Need some cash to pay off debt or make a big purchase? Refinance your house with us and you could find yourself with the cash you need to:

  • Consolidate debt
  • Remodel your home
  • Purchase a new car
  • Buy an investment property

In Texas, you can take out up to 80% of your home’s equity to use as you wish.

Contact Us
More About Us

Not Just Lenders. Problem Solvers.

Lots of mortgage lenders can offer a good rate on a conventional loan.  We can too – in fact, our rates are some of the best around.

The difference? Hurst Lending finds ways to make the deal work when your mortgage needs are outside the “conventional loan” box.

%5 Down No PMI

We Have The Answer To:

"I can't buy a new house till my old one sells."

"I need a low down-payment jumbo loan."

"I want to buy a house NOW, but my divorce isn't final"

"Other lenders can't help me because I've been working overseas."

"They said my short sale was too recent..."

"I want to build my own home...
but I need a low down payment construction loan."

"I want to buy a rural home on a LOT of land."

"I just found out my dream vacation condo is a
non-warrantable condo project."

How Do I Remove My Ex-Spouse From My Mortgage?

August 27th, 2015|

Does it chafe every time your mortgage statement arrives with your ex-spouse's name on it? Are you tired of being in limbo while you clean up all the messy details of your divorce? It's easier than it sounds to get your ex off your mortgage. [...]

4 Steps to Prepare for House Hunting

April 24th, 2015|

A recent CNN Money article summarized movement in the housing market so far in 2015. They stated that: “On a national level, 40% of homes moved off the market in the two-month period, a slight increase from 38% during the same time period in 2014, [...]

Nervous About Taking on a Mortgage?

December 9th, 2014|

We don’t re-publish a lot of content, but this weekend Jonathan Clements wrote a great article in the WSJ that explains why taking out a mortgage can be a great financial strategy.  I liked it so well, I have published it here, almost in its [...]